Wholesale Credit Manager (Corporate and Investment Credit) Location: Athens At Alpha Bank, we are shaping the future of banking in Greece. Through our large-scale Transformation Program, we are changing the way we operate, the way we deliver results and the way we service our Customers. We understand our customers’ needs and design experiences around them We work in partnership and invite diversity of skills and perspectives We are forward-thinking and drive continuous improvement We make things happen; we execute quickly and focus on what is essential If you are a change enthusiast who sets ambitious goals and works with a sense of purpose, we want to get to know you! Join our team and #be_part_of_tomorrow #WeAreAlpha #EnablingProgress #ValuesThatLead #OneTeamOnePurpose Purpose As a Wholesale Credit Manager you will be responsible for managing the credit risk assessment and the credit approval process of requests submitted by the Wholesale Banking business areas and International Network, while ensuring compliance with Credit Policy rules and regulations and for contributing to the decision-making process. The ideal candidate should be self-motivated, with critical thinking and problem-solving skills, able to cultivate a high-performance, inspired team while fostering a culture of empowerment, accountability, and inclusion, within a fast-paced environment. What you will be doing • Assure compliance of Wholesale Corporate Banking credit requests with the Bank’s Credit Policy. • Manage the credit underwriting process of Corporate Banking Clients (regular and ad-hoc) and contributes to the early identification of potential credit deterioration triggers. • Participates in the credit underwriting process within the credit approval limits of his/her responsibility or recommends accordingly to the competent Credit Committee. • Formulate the independent Credit Opinion which constitutes an integral part of the credit package submitted to the authorized Credit Committee. • Promote best practices aiming to enhance the credit quality of the Wholesale Banking portfolio and credit risk monitoring practices. • Design and introduce processes to facilitate proper credit monitoring and manage early warning signals of credit deterioration. • Drive the preparation of regular and ad-hoc reports, requested by internal and external stakeholders (including regulatory authorities), in cooperation with other business areas of the Bank. • Participate in the compilation and modification of the Bank’s Credit Policy, in cooperation with respective business and risk areas. • Perform ad-hoc site-visits to Wholesale Banking customers, in cooperation with the relevant business areas, as part of the pre-approval and/or regular monitoring process. What you need to have • A Bachelor’s degree in Economics Banking, Finance, Business, Risk or in any other quantitative related discipline. • A Master’s degree in any of the abovementioned fields. • CFA and/or other relevant certification shall be considered a plus. • At least five (5) years of related managerial experience in Wholesale Banking Credit or Wholesale Business Banking of Financial Institutions, Project/CRE Financing, Infrastructure/Energy Financing Schemes, International Syndications. • Complex problem-solving • Solid communication and negotiation skills. • Distinct decision-making skills. • Ability to effectively lead and manage a team. • Proficiency in the use of MS Office (Word, Excel, PowerPoint). • Excellent command of the English language (both written and spoken). What we offer It’s all about our people. At Alpha Bank, you will enjoy: • A friendly and collaborative working environment that supports taking initiative and action. • A culture that centers around learning and continuous development and encourages everyone to bring their best self to work. • The opportunity to challenge your thinking through your participation in complex tasks and transformation projects. • Being part of a large organization with a leading role in the Greek economy and a strong presence in the community. • A hybrid working options. All applications will be acknowledged and treated in utmost confidence. Send you CV at [email protected] adding the phrase "Rebrain" | position title on the email subject.